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阅读理解(48) 医疗事故诉讼  

2011-11-19 14:41:59|  分类: 阅读理解 |  标签: |举报 |字号 订阅

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阅读理解(48) 医疗事故诉讼 - 佳中 - 嘉华相恋

     阅读理解(48)     

                                      医疗事故诉讼

                                                                             佳中命题

 

 

 

                                                                          Text 4

          When it comes to suing doctors, Philadelphia is hardly the city of brotherly love. A combination of

energetic lawyers and sympathetic juries has made Philadelphia a hotspot for medical-malpractice lawsuits.

Since 1995, Pennsylvania state courts have awarded an average of $2m in such cases, according to Jury

Verdict Research, a survey firm. Some medical specialists have seen their malpractice insurance premiums

nearly double over the past year. Obstetricians are now paying up to $104,000 a year to protect themselves. 

       The insurance industry is largely to blame. Carol Golin, the Monitor’s editor, argues that in the 1990s

insurers tried to grab market share by offering artificially low rate, betting that any losses would be covered

by gains on their investments. The stock-market correction, coupled with the large legal awards, has eroded

the insurers’ reserves. Three in Pennsylvania alone have gone bust.

       A few doctors — particularly older ones — will quit. Some are abandoning litigation-prone procedures,

such as delivering babies. Others are moving parts of their practice neighboring states where insurance rates

are lower. Some from Pennsylvania have opened offices in New Jersey. New doctors may also be deterred

from setting up clinics in litigation havens, however prestigious.

      Despite a Republican president, tort reform has got nowhere at the federal level. Indeed doctors could

get harmed indirectly by a Patients’ Bill of Rights. This prospect has fuelled interest among doctors in

Pennsylvania’s new medical malpractice reform bill, which was finally signed into law on March 20th. It will,

among other things, give doctors $40m of state funds to offset their insurance premiums, spread the payment

of awards out over time and prohibit individuals from double-dipping — that is, suing a doctor for damages

that have already been paid by their health insurer.

       But will it really help? Randall Bovbjerg, a health policy expert at the Urban Institute, arguers that the only

proper way to slow down the litigation machine would be to limit the compensation for pain and suffering,

so-called “non-monetary damages”. Needless to say, a fixed cap on such awards is resisted by most trial

lawyers. But Mr. Bovbjerg reckons another approach, with a sliding scale of payments based on well-defined

measures of injury, is a better way forward. In the meantime, doctors and insurers are enduring themselves

for a couple more rough years before the insurance cycle turns.

      Nobody disputes that hospital shall make mistakes; a recent Institute of Medicine report claimed that

errors kill at least 44,000 patients a year. But there is little evidence that malpractice lawsuits on their own

will solve the problem.                       

                                                                                                                             (424 words)

 

36. From the first paragraph we learn that

      [A] medical malpractice has become a hot topic of discussion in Philadelphia.

      [B] Philadelphia is a city with its notoriousness for medical malpractice.

      [C] medical malpractice lawsuits have made Philadelphia lacking of brotherly love.

      [D] doctors in Philadelphia are more likely to be sued for their medical malpractice.

37. It is implied in the text that that the insurance industry

      [A] made too big an investment to grab market share in the 1990s.

      [B] failed to predict the huge compensations for medical malpractice.

      [C] have not got enough legal awards to increase its insurers’ reserves.

      [D] have covered any losses with the gains on their health investments.

38. The plight of doctors in Philadelphia is due to all the following causes except

      [A] the fault of the insurance industry.

      [B] great compensation decided by the courts.

      [C] quick operation of litigation machine.

      [D] failure of medical malpractice reforms.

39. It can be concluded from the text that the new law in Pennsylvania may

      [A]further ensure the rights of the patients.

      [B] leave doctors little better protected.

      [C] reduce medical malpractice lawsuits.

      [D] limit compensation for medical malpractice.

40. According to Bovbjerg, the practical solution to the problem is

      [A] to lessen the payment of compensation.

      [B] to remove compensation for non-monetary damages.

      [C] to wait for better insurance cycle.

      [D] to reduce errors made by hospital staff.

 

 

答案    D  B  D  B  A

 

 

 

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