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【英文作文】中国个人保险意识和行为  

2012-09-14 10:53:58|  分类: 英语作文 |  标签: |举报 |字号 订阅

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【英文作文】中国个人保险意识和行为 - 佳中 - 佳中Blog

     中国个人保险意识和行为

佳中

 

 

 

 

Directions:

Study the following graphs carefully and write an essay entitled “Personal Insurance in China”. 

In the essay you should

    1) describe the graphs and interpret their meanings, 

    2) analyze the reasons for the inactivity of personal insurance, and

    3) give your comment on the prospect of personal insurance.

 

                             【英文作文】中国个人保险意识和行为 - 佳中 - 佳中Blog

 

构思

          第一段:点题:a sharp gap

                          描述:需求    个人生活保障 70%   人身财产安全 60%

                          投保意识  23%    投保行为 47%

          第二段:原因:   1) 保险业处初级阶段,人们对保险不了解

                                         2) 长期政府提供保障,个人需保险意识差

                                         3) 多数人属低薪阶层,没有多余钱盲保险

          第三段:看法: 1) 经济发展、意识提高,越来越多的会投保

                                        2) 保险公司应提高信誉度,简化理赔程序

                          结论: 个人保险会有美好前景

 

范文

       From the graphs we can see that there is a sharp gap between the actual need of personal

insurance and the practical action of insuring their life and possessions. Seventy-one percent of

the public needs insurance for their personal life and 60 percent their personal property. But only

23 percent of them really insure themselves for their personal life, though 47 percent of them have

 the sense of insurance.

      Why is there this gap? I think there are three main reasons. First, insurance, especially the

personal insurance, in China is still in its infant stage and not so many people really have a clear

idea of it. Second, for a long time, the government has insured those who have a permanent job

in the state-run institutes, factories and agencies, thus leading to the poor awareness that they

really need insurance. Besides, quite a few people belong to the lower-income class, so they

have difficulty putting surplus money into insurance.

     However, with the development of economy and with the popularization of the idea of insurance,

I’m sure that more and more people will invest some money for their personal life or possessions.

On the other hand, insurance agencies should do something to enhance their credibility and simplify

the procedures for compensation. In the long run, the personal insurance in China is bound to have

a bright future.   

                                                                                                                   (226 words)

 

 

 

 

 

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